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### Terms and Conditions for Life Decisions
Effective Date: November 26, 2024
Welcome to Life Decisions. These Terms and Conditions ("Terms") govern your access to and use of our website, services, and any content provided by Life Decisions ("we," "us," or "our"). By using our website and services, you agree to comply with and be bound by these Terms.
Please read these Terms carefully before using our website or services. If you do not agree to these Terms, you should not access or use our website or services.
### 1. Use of Our Services
By accessing or using our services, you agree to:
- Use our website and services only for lawful purposes.
- Not engage in any conduct that could damage, disable, or impair the functionality of our website or services.
- Comply with all applicable local, state, and international laws and regulations.
We reserve the right to suspend or terminate your access to our services at any time for violation of these Terms.
### 2. Account Creation and Responsibilities
In order to access certain features of our website or services, you may be required to create an account with us. You are responsible for:
- Providing accurate, current, and complete information during the registration process.
- Maintaining the confidentiality of your account credentials (such as your username and password).
- Not sharing your account details with others.
You agree to notify us immediately of any unauthorized use of your account.
### 3. Payment and Billing
If you purchase any paid services, products, or subscriptions through our website, you agree to provide accurate and up-to-date billing information, including:
- Your full name
- Billing address
- Credit card or payment method details
Payments will be processed by third-party payment processors, such as Stripe, PayPal, or Venmo, and are subject to their terms of service and privacy policies.
### 4. Intellectual Property
All content, materials, and intellectual property on our website, including but not limited to text, images, logos, designs, and software, are owned or licensed by Life Decisions and are protected by copyright, trademark, and other intellectual property laws.
You may not use, copy, reproduce, or distribute any of our intellectual property without prior written consent.
### 5. Prohibited Uses
You agree not to use our website or services to:
- Violate any applicable local, state, or international law.
- Infringe upon the rights of others, including intellectual property rights.
- Upload or transmit any malicious software, viruses, or other harmful code.
- Engage in any fraudulent or deceptive activities.
Any violation of these prohibitions may result in the suspension or termination of your account.
### 6. Limitation of Liability
To the fullest extent permitted by law, Life Decisions and its affiliates shall not be liable for any indirect, incidental, special, or consequential damages, including loss of profits, data, or business interruption, arising from your use of our website or services.
Our total liability to you for any claim arising out of these Terms shall be limited to the amount you paid for the specific service or product in question.
### 7. Third-Party Links and Services
Our website may contain links to third-party websites, services, or content that we do not control or endorse. We are not responsible for the availability, accuracy, or content of these third-party sites or services, and we encourage you to review their respective terms and privacy policies.
### 8. Termination
We may terminate or suspend your access to our website or services at any time, with or without cause, and without prior notice, if we believe you have violated these Terms.
Upon termination, all rights and licenses granted to you under these Terms will cease immediately, and you must discontinue all use of our services and website.
### 9. Changes to These Terms
We may update or modify these Terms from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review these Terms periodically to stay informed about any changes.
By continuing to use our website and services after changes to these Terms, you agree to be bound by the updated Terms.
### 10. Dispute Resolution
Any disputes arising out of or relating to these Terms, or your use of our services, shall be governed by the laws of the State of Illinois, without regard to its conflict of law principles.
If a dispute arises, you agree to attempt to resolve it through informal means before pursuing formal legal action. If informal resolution fails, any legal proceedings must be brought exclusively in the state or federal courts located in Rockford, Illinois.
### 11. Privacy Policy
Your use of our website and services is also governed by our [Privacy Policy](#) (link to your Privacy Policy page). By agreeing to these Terms, you also agree to our Privacy Policy.
### 12. Contact Us
If you have any questions or concerns about these Terms and Conditions, please contact us at:
Life Decisions
Email: [[email protected]](mailto:[email protected])
Phone: +1 779-210-6557
Address: 3107 East State St., Rockford, IL 61108
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